How to Start a Small Accounting Firm While Working Full-Time

Justin Bennett is the founder of BFCA Solutions, a small bookkeeping-focused accounting firm based in Texas. After more than ten years in corporate forensic accounting, he began building his own accounting firm while maintaining a full-time role. His story illustrates how CPA founders start small, define clear workflows, and grow sustainably through structured processes and focused client services.

About Justin Bennett and Their Accounting Firm

Justin Bennett entered the accounting profession through corporate forensic accounting, working on financial investigations involving fraud detection and compliance analysis. This background gave him strong exposure to accounting workflows, review processes, and financial systems.

After years in corporate environments, he decided to build something of his own — launching BFCA Solutions as a small accounting firm focused primarily on bookkeeping services for small businesses.

His transition was gradual. Rather than leaving his full-time position immediately, he began building his accounting firm alongside his existing career, allowing him to test workflows, refine services, and develop a sustainable client base.

Why They Chose Their Niche and Clients

Justin intentionally focused on core bookkeeping services instead of complex advisory or tax-heavy engagements. This niche allows his accounting firm to maintain predictable workflows and manageable delivery timelines while operating as a small firm.

Typical clients include retail and e-commerce businesses that require:

  • organized transaction categorization
  • reconciliation preparation
  • financial data cleanup
  • foundational bookkeeping structures

Many small accounting firm owners choose bookkeeping as an entry point because it creates recurring workflows that can be standardized. For founders working full-time, clear scope boundaries reduce operational stress and help maintain consistent service quality. 

As firms mature, some owners explore how to build scalable bookkeeping teams, including remote or nearshore support models that allow founders to maintain review control while expanding capacity.

How They Built Their Firm

Starting a small accounting firm while working full-time requires careful prioritization. Justin’s early growth strategy centered on service delivery rather than aggressive marketing.

Key elements of his approach included:

  • securing initial clients through targeted outreach and organic opportunities
  • limiting service offerings to maintain clarity
  • focusing on repeatable workflows

Instead of rapid expansion, he concentrated on building stable systems first. His first client — a retail business with multiple sales channels — helped define operational processes that could be replicated across future engagements.

This method allowed the accounting firm to grow without overwhelming available time capacity.

Balancing Firm Growth, Family, and Leadership

A major motivation behind launching the firm was flexibility and long-term ownership. Justin structured his accounting firm around personal priorities, maintaining defined work hours and protecting family time.

He balances:

  • a full-time corporate role
  • evening bookkeeping work
  • structured administrative schedules

This approach reflects a broader trend among CPA founders who start small firms as side ventures before scaling. Maintaining boundaries between work and personal life helps sustain long-term growth without burnout.

Struggling to grow your firm without burning out?

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Scaling a Small Accounting Firm Sustainably

One of the most important lessons for small accounting firms is that growth depends on process clarity rather than client volume alone.

Justin’s model reflects several operational principles used by successful CPA firms:

Workflow Structure

  • clear review workflow design. 
  • defined owners for tasks and deliverables
  • weekly cutoffs to prevent backlog accumulation
  • maintaining an exception log for unresolved issues
  • defined escalation paths when challenges arise
  • additional workflow support during peak periods (for example, structured tax season workflow support)

Even in small firms, separating preparation work from review responsibilities ensures consistency. Final sign-off stays in-house, preserving quality control and client trust.

Systems Before Hiring

Before expanding a team, many accounting firms prioritize:

  • standardized bookkeeping procedures
  • clear workflow documentation
  • predictable turnaround timelines

These systems allow future delegation without compromising service standards.

Modern Accounting Firms and Nearshore Talent

Stories like Justin’s reflect how modern accounting firms grow through flexible operating models. Many CPA founders build stable teams by combining internal oversight with nearshore accounting professionals in Latin America who support bookkeeping preparation, financial reporting workflows, and bilingual client communication.

Nearshore accounting models help firms maintain review workflows and final sign-off internally while leveraging remote accountants for structured preparation tasks. This approach is increasingly used by U.S. firms looking for bilingual accounting support or exploring where to hire remote accountants in Latin America.

Key Takeaways from Justin Bennett’s Story

  • Specializing in bookkeeping simplifies workflow management for small firms.
  • Starting while working full-time reduces risk during early growth stages.
  • Structured processes enable sustainable scaling.
  • Clear boundaries between work and personal life support long-term leadership.
  • Modern accounting firms often combine internal oversight with flexible talent models.

FAQs

What processes should be implemented early in a small accounting firm?

Successful firms often establish review workflows, assign task owners, create weekly cutoffs, maintain an exception log, and define escalation paths to ensure consistent delivery.

Some firms explore nearshore accounting providers that help U.S. accounting firms hire bilingual Latin American accounting professionals for bookkeeping preparation and financial reporting support.

Preparation tasks such as reconciliations, document organization, and bookkeeping setup can often be delegated, while final sign-off and professional judgment typically remain in-house.

Conclusion

Justin Bennett’s journey highlights how small accounting firms are often built intentionally — starting with focused services, structured workflows, and gradual growth. As more CPA founders design people-centered firms, flexible models such as nearshore accounting teams and bilingual support continue to shape how accounting firms scale.

Follow this interview series to learn from other accounting firm founders, explore modern growth strategies, and discover how nearshore accounting teams help small firms expand sustainably.

To learn how South Offices helps U.S. firms scale, schedule a meeting!

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